This year, unlike most, I have a made a resolution. I want to live a more frugal life. That doesn’t mean I plan on shunning the little extras in life (I ❤ U Starbucks), I just want to spend less and do more. For me this means cutting back on heat and ac, perhaps planting a garden, and making gifts instead of purchasing them. Hopefully, I'll be able to do this and at the end of the year I'll feel like a better person, have worked off a few pounds in the garden and save a few dollars in the bank.

Wish me luck!